Appraisal services for Valparaiso and Porter County homeowners

The top seven reasons Indiana homeowners call on American Valuation Group:

1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
2. Challenge Porter County's assessment of your property
3. To reduce their mortgage payments by removing PMI
4. To reinstate their Home Equity Line of Credit (or HELOC)
5. Review a different appraiser's report for verification
6. In the case of a divorce in the state of Indiana, where real estate needs to be divided
7. To settle an estate in Indiana by determining the true market value of the property in question

	Own a house in or near Valparaiso, Indiana and need help determining the price of it? Contact American Valuation Group.

We at American Valuation Group understand the special needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our valued client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at American Valuation Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other properties close to yours. That only means you are probably paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from American Valuation Group is your best weapon when challenging your property tax assessment.

Need to remove PMI?

An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. American Valuation Group is seasoned in helping customers just like you get rid of unwanted PMI insurance.

HELOC recently frozen?

If your home is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. American Valuation Group can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. Although most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.